Chocolate Chip Banana Bread Recipe

There’s nothing quite like the smell of Chocolate Chip Banana Bread baking in the oven. This classic recipe takes banana bread to the next level by adding rich, melty chocolate chips to create a moist and flavorful treat. Perfect for breakfast, dessert, or a snack, this bread is easy to make and loved by all ages.

This Chocolate Chip Banana Bread recipe is easy to make, uses simple ingredients, and is the perfect way to use overripe bananas. Whether you’re baking for your family or treating yourself, this moist, sweet bread with bursts of melted chocolate is sure to be a favorite.

What Makes Chocolate Chip Banana Bread Special?

The Perfect Combination of Flavors

Chocolate chip banana bread takes the classic banana bread recipe to the next level. Sweet, ripe bananas create a moist, tender texture, while the chocolate chips add a decadent touch with every bite. The balance of flavors is simply irresistible, making it a treat that appeals to both kids and adults.

Why You’ll Love This Recipe

  • Simple Ingredients: Made with pantry staples, so no need for a special trip to the store.
  • Great Use for Overripe Bananas: Don’t let those spotted bananas go to waste—turn them into a delicious loaf!
  • Customizable: Add nuts, spices, or extra chocolate to make it your own.

Ingredients for Chocolate Chip Banana Bread

Here’s what you’ll need to bake the perfect chocolate chip banana bread:

IngredientQuantityNotes
Overripe Bananas3 largeMashed for the perfect sweetness and moisture
All-Purpose Flour2 cupsCan substitute with whole wheat flour
Sugar¾ cupGranulated or brown sugar for a richer flavor
Butter½ cupMelted and slightly cooled
Eggs2Large eggs for structure and binding
Baking Soda1 tspHelps the bread rise and stay fluffy
Vanilla Extract1 tspAdds depth of flavor
Salt½ tspBalances the sweetness
Chocolate Chips1 cupSemi-sweet or milk chocolate chips

Flat lay of ingredients for chocolate chip banana bread, including bananas and chocolate chips.

How to Make Chocolate Chip Banana Bread

Baking Chocolate Chip Banana Bread is as easy as mixing, pouring, and baking. Follow these step-by-step instructions for a moist, flavorful loaf that’s perfect every time.

Step-by-Step Instructions for Perfect Chocolate Chip Banana Bread

Preheat the Oven

  • Preheat your oven to 350°F (175°C).
  • Grease a 9×5-inch loaf pan with butter or nonstick spray, or line it with parchment paper for easy removal.

Mash the Bananas

  • In a large mixing bowl, use a fork or potato masher to mash the overripe bananas until smooth. A few small lumps are fine for texture.

Mix the Wet Ingredients

  • Add the melted butter, sugar, eggs, and vanilla extract to the mashed bananas.
  • Stir well with a whisk or spoon until the mixture is smooth and fully combined.

Combine the Dry Ingredients

  • In a separate bowl, whisk together the flour, baking soda, and salt.
  • Gradually add the dry ingredients to the wet mixture, folding gently with a spatula. Be careful not to overmix, as this can make the bread dense.

Add the Chocolate Chips

  • Reserve a small handful of chocolate chips for topping. Fold the remaining chocolate chips into the batter until evenly distributed.

Pour and Prepare for Baking

  • Pour the batter into the prepared loaf pan, spreading it evenly.
  • Sprinkle the reserved chocolate chips on top for an extra chocolatey crust.

Bake the Banana Bread

  • Place the pan in the preheated oven and bake for 50–60 minutes.
  • Check for doneness by inserting a toothpick into the center of the loaf. It should come out clean or with a few crumbs but no wet batter.

Cool and Slice

  • Remove the loaf from the oven and let it cool in the pan for 10 minutes.
  • Transfer to a wire rack to cool completely before slicing.

Tips for Perfect Chocolate Chip Banana Bread

To ensure your Chocolate Chip Banana Bread turns out perfectly every time, keep these tips in mind:

1. Use Overripe Bananas

  • Why It Matters: Bananas with brown spots are sweeter and softer, making them easier to mash and creating a moist, flavorful bread.
  • Pro Tip: If your bananas aren’t ripe enough, speed up the process by baking them in their peels at 300°F (150°C) for 10–15 minutes until the skins turn black. Let them cool before mashing.

2. Don’t Overmix the Batter

  • Why It Matters: Overmixing can develop the gluten in the flour, resulting in dense bread.
  • How to Avoid: Gently fold the wet and dry ingredients together until just combined. A few small streaks of flour are fine—they’ll disappear as the batter bakes.

3. Customize Your Add-Ins

  • Make It Yours: Enhance the recipe by adding your favorite mix-ins:
    • Nuts: Chopped walnuts or pecans for crunch.
    • Spices: Cinnamon, nutmeg, or a pinch of cardamom for warmth.
    • Extras: Shredded coconut, dried fruit, or a swirl of peanut butter for a unique twist.

4. Check for Doneness Properly

  • Toothpick Test: Insert a toothpick into the center of the loaf. If it comes out clean or with a few crumbs, the bread is done. If it’s sticky, bake for another 5–10 minutes and check again.
  • Avoid Overbaking: Start checking the bread at 50 minutes to prevent drying out.

5. Let It Cool Before Slicing

  • Why It Matters: Cooling allows the bread to set, making it easier to slice without crumbling.
  • Pro Tip: Use a serrated knife for clean slices, especially when the bread is still slightly warm.

6. Store Properly

  • Short-Term Storage: Wrap the bread tightly in plastic wrap or store in an airtight container at room temperature for up to 3 days.
  • Long-Term Storage: For longer storage, freeze individual slices or the entire loaf. Wrap tightly in plastic wrap and aluminum foil, then freeze for up to 3 months.

Serving Suggestions for Chocolate Chip Banana Bread

Chocolate Chip Banana Bread is versatile and can be enjoyed in countless ways. Whether for breakfast, a snack, or dessert, these ideas will make each serving special.

1. Enjoy It Warm or Toasted

  • Fresh from the Oven: Serve warm slices straight from the loaf for the ultimate indulgence. The chocolate chips will be melty and irresistible.
  • Toasted with Butter: Toast slices lightly and spread with a pat of butter or cream cheese for a rich, comforting treat.

2. Pair with Beverages

  • Morning Coffee: Pair a slice with a cup of coffee or espresso for a perfect breakfast or mid-morning snack.
  • Tea Time: Enjoy with your favorite tea, such as Earl Grey or chamomile, for a cozy afternoon break.
  • Milk Lover’s Dream: A glass of cold milk complements the sweetness of the bread, making it an excellent pairing for kids and adults alike.

3. Elevate It as a Dessert

  • Ice Cream Sundae: Serve a warm slice with a scoop of vanilla or chocolate ice cream and a drizzle of caramel or chocolate sauce.
  • Banana Bread Trifle: Layer crumbled slices with whipped cream, fresh fruit, and chocolate chips for a creative trifle dessert.

4. Make It Portable

  • On-the-Go Snack: Wrap individual slices in parchment paper or foil for a convenient snack during busy mornings or road trips.
  • Lunchbox Favorite: Pack a slice in lunchboxes for a school or work-friendly treat.

5. Creative Presentation Ideas

  • Breakfast Platter: Include slices of banana bread in a brunch spread alongside scrambled eggs, fresh fruit, and yogurt.
  • Party Display: Arrange slices on a decorative plate, garnished with powdered sugar or a sprinkle of extra chocolate chips for a party-ready dessert.

Slices of chocolate chip banana bread on a plate, served with coffee.

FAQs About Chocolate Chip Banana Bread

Here are answers to common questions about making and storing Chocolate Chip Banana Bread to ensure your baking success:

How Do You Store Chocolate Chip Banana Bread?

  • Short-Term: Wrap the bread tightly in plastic wrap or store it in an airtight container at room temperature for up to 3 days.
  • Long-Term: For longer storage, wrap the bread or individual slices in plastic wrap and aluminum foil, then freeze for up to 3 months. Thaw at room temperature before serving.

How Ripe Is Too Ripe for Banana Bread?

  • Bananas with brown spots and a soft texture are perfect for banana bread.
  • Even fully brown or black bananas are ideal as long as they aren’t moldy or emitting a sour smell. These overripe bananas yield the sweetest and moistest bread.

Why Is My Banana Bread Breaking?

  • Overmixing: Mixing the batter too much can create too much gluten, leading to cracks or a dense texture. Mix gently until just combined.
  • Incorrect Oven Temperature: If the oven is too hot, the bread can rise too quickly and crack at the surface. Always preheat and use an oven thermometer to ensure the correct temperature.
  • Pan Overfilling: Overfilling the loaf pan can cause the batter to overflow or break apart as it bakes. Leave space for the batter to rise.

How Long Does Chocolate Chip Banana Bread Last in the Fridge?

  • Chocolate chip banana bread can be stored in an airtight container in the refrigerator for up to 1 week. Refrigeration helps extend its freshness, but bring it to room temperature or warm it slightly before serving for the best flavor.

Conclusion: Bake Your Way to Happiness

Chocolate Chip Banana Bread is the ultimate treat for any occasion. With its moist texture, rich banana flavor, and bursts of chocolate in every bite, this recipe is sure to become a family favorite. Whether you’re using up overripe bananas, preparing a comforting breakfast, or impressing guests with a homemade dessert, this recipe is as versatile as it is delicious.